🧭 When Should I Buy Travel Insurance?

✅ Buy as Soon as You Book

Travel insurance should be purchased as soon as you book any part of your trip — flights, accommodation, tours, or a cruise.

Why? Travel insurance protects you before you go and while you‘re away.

💡 What You’ll Be Covered For (When You Buy Early):

✅ Trip Cancellation — if you have to cancel due to illness, injury, or other covered reasons

💊 Pre-existing Medical Condition Waiver — often only available shortly after booking

🔄 Cancellation cover

💸 Financial Default Protection — covers you if a travel provider goes bankrupt

🚨 Important Reminders

🩺 Declare All Pre-existing Medical Conditions

Even minor conditions must be declared — if not, you could invalidate your cover.

🌍 Check Your Geographical Cover

Different insurers classify countries differently:

Some include Turkey and Egypt under Europe

Others list them under Worldwide, which can significantly increase the cost

✅ Always check the destination zone when choosing your policy — it matters.

🚢 Taking a Cruise?

Make sure your policy includes Cruise Cover

This protects you from:

Missed port stops

Cabin confinement

Medical treatment at sea

Emergency evacuations

🕒 Can I Buy Insurance Later?

Yes — but:

You won’t be covered for anything that happens before the policy starts

You may miss out on valuable extras like pre-existing condition coverage

To get a Travel insurance quote, click the link

https://www.hays-travel-insurance.co.uk/index.php?profile=0296SChapman